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2007 PEBB November Newsletter
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Newsletter as a PDF.
 

New programs bring down barriers to care
pill bottles and money
 
Your Benefit Board wants to bring down barriers that stand in the way of getting the best healthcare.
 
If you have a chronic disease, such as asthma or diabetes, "the best healthcare" means that you actively participate in your treatment. But you may face barriers in the cost and complexity of managing your illness.
 
Regence’ READI and Samaritan Select’s Zero Co-pay are two new programs designed to help you lower those barriers.

The BIG picture
 
What do these new programs mean to the larger pool of PEBB members?
 
They will make it easier for PEBB members to self-manage their chronic conditions and comply with their treatment plans. They avoid complications, ER visits and hospitalization; have a better quality of life; and hold down the cost of their care.
 
Over the long term, this helps contain healthcare costs for all PEBB members.
 
Regence READI
 
Regence Education and Assessment for Diabetes Improvement (READI) will be available in 2008 as a pilot program for Regence members in the Eugene-Springfield area who have diabetes. It may be expanded to other areas in the future.
 
READI provides monthly consultations with specially trained pharmacists at no cost. Their assistance can help you to
  • Stay on track with tests and medications
  • Get needed screenings
  • Meet goals related to nutrition, physical activity and other day-to-day health concerns.
If you participate in this voluntary program, you will also have access to generic versions of certain diabetes medications with no co-payment.

Samaritan Zero Co-pay
 
Members in Samaritan Select plans who have asthma or diabetes will be able to save money on prescription costs when they comply with their treatment plans.
 
If you have asthma, you will have no co-pay when you see your primary care provider, allergist or lung specialist for asthma care. Plus, you can get your nebulizer and inhaler without a co-pay.
 
If you have diabetes, you can see your primary care provider, podiatrist and endocrinologist with no co-pay as part of your diabetes care. In addition, Samaritan will waive co-pays for certain lab tests and for seven diabetes-related generic drugs

Post-Open-Enrollment questions: You have question? We have answers
 
Post-Open-Enrollment frequently asked questions (with answers)
 
 Q
I missed Open Enrollment because I was out of the country; what should I do now?
 
 

 
 
 A
If you want to keep the same benefits in 2008 as you have currently, you don’t have to do anything. Your current enrollments will continue in 2008.
 
There is one exception: If you currently have a flexible spending account and want one in 2008, you must re-enroll. Contact your agency right away.
 
 Q
When I looked at my record on pebb.benefits, I realized I made an enrollment mistake; how do I correct it?
 
 A
You should contact your agency. You can make changes to your selections online only during Open Enrollment, which ended Oct. 31. Your agency can help you make corrections in November.
 
 Q
When will selections I made during Open Enrollment go into effect?
 
 A
Benefits for 2008 go into effect on Jan. 1, 2008, except for enrollment choices that require approval of medical history by the insurance plan. Optional life insurance coverage amounts go into effect the first of the month following plan approval but no earlier than Jan. 1, 2008. Long term care insurance coverage goes into effect the first of the month after plan approval.
 
 Q
When will I hear from the life and long term care plans about their approval?
 
 A
You should hear from the insurance plan in about a month. If you don’t have a response by December, contact your agency for assistance with follow up.
 
 Q
I’m getting married this month; do I wait until 2008 to change my coverage?
 
 A
You want your coverage to begin as soon as possible after your marriage. You should complete and submit relevant update forms within 60 days after the event. The coverage will go into effect the first of the month following your agency’s receipt of the form.
 
 Q
I enrolled for a healthcare flexible spending account for 2008; when will I get my debit card?
 
 A
You will need to apply for the debit card. You’ll receive an application form in the mail from ASIflex, the 2008 FSA administrator. After you complete and return the form you should receive your healthcare FSA card in a couple of weeks.

Put your health first this month
To do list on white board
 
This month, put your health at the top of your "to do" list.
  • Make an appointment for a health screening. Check the schedule of free PEBB health screenings on the PEBB Web site. Call the contact number for an appointment.
     
  • Get a flu shot to protect yourself, your loved ones, and your customers and clients from this serious illness. (See Who should get a flu shot?, below.) Find a free, PEBB-sponsored flu-shot clinic in your area on the PEBB Web site. Locations are updated weekly.
     
  • Take part in the Great American Smoke Out on Nov. 15. Your Benefit Board sponsors Free and Clear, a quit program that may work for you and those you care about. Learn more and sign up online at www.freeclear.com/pebb.

  • Check your smoke alarms. Make this annual check part of your daylight savings switch. If you have battery-operated alarms, make sure they’re still in their 10-year life span.

Who should get a flu shot?
 
Oregon public health officials encourage all Oregonians to be vaccinated against the flu. The Centers for Disease Control recommends that the following individuals get a flu shot every year:
  • People at high risk for flu complications
    • Children six months through four years old
    • Pregnant women
    • People age 50 and older
    • Anyone with a chronic medical condition
    • People who live in nursing homes and similar facilities.
  • People who live with or care for those at risk for complications.
 

Your opinion matters. Take PEBB's annual member survey.

Your Benefit Board represents a vastly diverse group of people. Your unique viewpoint helps the Board take into account the needs of all members.
 
Share your thoughts through PEBB’s annual online survey at http://oregon.gov/das/pebb.
 
What do you think about your benefits? Does PEBB provide the level of member service you expect? How well does your Board communicate about your benefits and healthcare issues?
 
It takes only a few minutes to give your confidential, anonymous response.
 

Manage your FSA wisely
 
If you have a flexible spending account (FSA), now is a good time to plan for closing out your 2007 account.
 
FSAs are "use-it-or-lose-it" accounts that operate by IRS rules. You save on taxes using pretax pay to cover eligible healthcare and dependent care expenses. If you don’t incur expenses equal to your deductions, you lose the balance.
 
To avoid losing any 2007 dollars, look for expenses you haven’t claimed. For a dependent care FSA, this is usually daycare costs for a child under 13. For a healthcare FSA, it could be:
  • Co-pays for doctor visits and prescriptions
  • Costs for glasses or contacts above the allowance
  • Dental costs above your annual maximum
  • Payments for over-the-counter drugs to treat a medical condition.
BenefitHelp Solutions (BHS) administers your 2007 FSA. Check the BHS Web site for details on eligible expenses. Submit claim forms and documentation to BHS to make sure you use (and don’t lose) your pretax benefit.
 
 
Event Date
 Start of 2007 FSA Plan Year  Jan. 1, 2007
 End of 2007 FSA Plan Year  Dec. 31, 2007
 Start of 2008 FSA Plan Year  Jan. 1, 2008
 2007 FSA Plan Year Grace Period  Jan. 1-March 15, 2008
 2007 FSA Plan Year Claims Deadline  March 31, 2008
 

Last chance to certify 2008 eligibility for dependents age 19 to 24
Do you currently cover a dependent aged 19 to 24? Did you certify that the dependent will be eligible for coverage in 2008? If you didn’t, expect a letter from PEBB the second week in November.
 
The letter will include a form you can complete to certify that the dependent will continue to meet PEBB eligibility requirements in 2008. PEBB must receive the form with a fax or postmark date no later than Dec. 7.
 
If you do not certify your dependent’s continuing eligiblity, the dependent will lose all coverage Jan. 1, 2008.

Connect with your Benefit Board
 
Your Benefit Board wants to hear from you. E-mail your benefit-related suggestions and concerns to the Board at pebb.connect@state.or.us.

 
Board Members
Diane Lovell, Chair
Sue Nelson, Vice Chair
Peter Callero
Rocky King
Paul McKenna
Rich Peppers
Jeanene Smith, M.D.
Bret West
 
Advisory Members
House Member (vacant)
Senator William Morrisette
 
Administration
Jean Thorne, Administrator
Lydia Lissman, Deputy Administrator

 
Page updated: June 03, 2008

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